Crowdlending represents a radical innovation that is being deployed over many different dimensions (borrower, investor, process) and for which the potential for further development has been proven and will continue to grow in the future.
These developments are supported by societal evolutions (client empowerment, transparency, traceability, self-service, etc.) and technologies (complete online dematerialization of data and process, big data, blockchain, etc.) that can only accentuate in the future.
Crowdlending is currently a very heterogeneous sector, operated by a large number of actors with different sizes and solidity that are often limited. It is subject to a large variety of risk factors that can potentially expose itself to crisis and consolidations. Nevertheless, these factors do not call into question its long term potential.
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