Strategic & Commercial Due Diligence | Premium Project

Client Needs & Objectives

Our client, a French Mid cap private equity fund, wanted to evaluate a minority LBO investment opportunity in a life insurance brokerage structure.

The objectives were as follows:

  • An analysis of life insurance market elements: drivers, competition, growth potential, actors
  • An analysis of the quality of the “syndics” client book and relations with risk bearers
  • A review of the position and reputation of the target
  • An analysis of the operational model
  • Development of an opinion on the credibility of BP

Our Approach

  • Detailed review of the value chain, market drivers, trends and key figures
  • Analysis of target growth opportunities
  • Analysis of client portfolios and risk bearers
  • Review of the business model, the HR and business organization, the IT system
  • Revision of the assumptions of the BP
  • Detailed explanation of the regulatory context and its impacts

Client Benefits & Main Results

Detailed report detailing the firm's opinion on each of the points cited

Clear understanding of the value chain and ongoing regulatory changes, as well as their impacts

Fine positioning of the target (strategy, products, partner brokers)

Value creation opportunities for the investor, especially via build-up

Identification of risk areas (human, operational and commercial)