We advise financial institutions to meet the challenges of increasingly stringent regulations and financial crime by adapting their Finance, Risk and Internal Audit strategies and organizations and by transforming Compliance and Client management functions and processes.

Finance & Risk

We work in partnership with the Finance, Risk and Internal Audit departments to help them to restore their margins and achieve a higher return on their equity . We define optimal capital, balance sheet and liquidity management strategies, through our different offers.

Consulting Services in Financial Accounting and Internal Audit

  • Transformation and organization of the Finance function: Design of target business models and implementation management
  • Optimization and acceleration of the closing process and preparation of financial statements
  • Assistance in the adoption of new accounting standards: IFRS and US GAAP
  • Internal Audit Consulting: Operational processes, governance, information systems, and data quality

Risk Management, Modeling and Quantitative Analysis

  • Transformation and organization of risk functions: Risk Management and related roles throughout the organization
  • Reinforcement of internal risk control mechanisms for the 3 lines of defense
  • Development and review of quantitative risk measurement and management models: credit, market, and operational
  • Enhancement of monitoring processes regarding risk data quality: BCBS 239 and ADRNR

Facing an ever-changing competitive environment and increasingly demanding regulation, financial institutions are experiencing unprecedented challenges in restoring profit margins and earning higher return on equity.

Financial Crime & Compliance

We bring to Compliance and Client Management functions our extensive experience in financial crime topics ranging from KYC/AML to sanctions screening to policy writing. We help our clients deal with scarce resources, audit requirements, changes to organizational model, the design and implementation of technological solutions including process automation, put in place training academy by using our competency assessment tools and managing Compliance risk by reviewing the end-to-end controls framework and oversight.

Remediation, Quality review and policy writing

Regulators and in turn internal/external auditors continue to scrutinise in great details the quality of KYC files to ensure files meet the global and local requirements, policies are interpreted correctly and standards are consistent across locations. CH&Co is able to provide:

  • End-to-end remediation of KYC to comply with new requirements incl. Compliance analysis
  • KYC quality review: identification of anomalies in the KYC files to identify patterns and speed up remediation

Transformation & Organization

Our team has extensive knowledge of the current best practices and market leading approaches which allows them to designing operating models across compliance and client management. Our key competencies include:

  • Definition of the most effective organization and split of roles and responsibilities between Operations, Business Lines and Compliance
  • Centralization/ hubbing of certain tasks
  • Setting up of ‘factories’ and centralised management model

Process optimization

We help Compliance and client management functions increase performance, reduce timelines, increase customer satisfaction, efficiently use scarce resources and meet business requirements but redesigning and improving all financial crime related processes (e.g. onboarding, periodic review, etc). We provide clients with the opportunity to:

  • Optimize onboarding issue and tackle lead time
  • Optimize process with adapted process/checklist per type of client or business
  • Introduction of specialist teams to streamline blocking points

Digital & dematerialized repository

We partner with clients and third-party technology providers to implement digital transformation programs and have extensive experience in:

  • Implementation of workflow / repository / automated checklist system facilitating the end-to-end KYC process
  • Market place work with global KYC actors to enhance the usage of 3rd parties repository
  • Work with regulators to define the future strategy for enhancement and automation of controls

Financial crime requires banks not only to take an innovative approach and embrace new technologies, but also to move from a siloed approach to a firm-wide approach to compliance risk management.
We bring our combined innovation and organizational transformation expertise to meet this double challenge.

We work with our clients to deliver tangible results

Finance transformation of an insurance company in the context of an IPO

Adoption of IFRS 9 ECL Models

Assistance in managing remediation efforts for US GAAP compliance

Deployment of the Basel 3 methodology for credit risk parameters​

AML/KYC Policy writing & design of Operational Procedures framework

Due Diligence Team KYC Processes Automation

KYC tracker design and implementation

Setup of a new organization related to international sanctions alerts filtering

Nearshoring of Compliance teams

News and Views

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Bringing the best of consulting, innovation and financial services expertise

S. Eyraud

Partner & CEO - Europe

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B. Genest

Partner - Europe

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L. Liotard

Partner - Asia

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F. Palayret

Director - North America

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